Community Development Block Grants (CDBG)
CDBG funds may be structured as a fully payed back loan at a determined interest rate to a totally forgiven loan at the end of the affordability period. (5 years) All funds are processed by MSHDA. Call them at (517) 373-8370 or on the web at www.mshda.org.

Community Reinvestment Act (CRA)
The CRA requires banks to offer loans to low income persons to assist in making home improvements at reasonable rates. There are two CRA programs, one is geared toward low to moderate income families, the second one is for rental property owners. More information can be obtained from MSHDA at (517) 373-8370.

Department of Human Services (DHS)
State of Michigan, FIA, offers assistance in finding suitable housing for their clients. FIA has published a brochure listing housing quality standards. For further information contact FIA at (517) 373-2035 or on the web at www.michigan.gov/fia

Michigan State Housing Development Authority (MSHDA)
MSHDA offers affordable housing programs including grant and award programs. Low interest loans and grants are awarded based upon qualification and income limit information. Call MSHDA at (517) 373-8370 or visit them on the web at www.mshda.orgto find out more.  You may also get Information about these loan programs by calling the Michigan Lead Hazard Remediation Program at (616) 240-3926.

>> Download a  Michigan application  for assistance with lead hazard reduction in target housing.