Your Insurance Benefits
When you retire, you and your eligible dependents can enroll in the plan's group insurance offerings.
Your share of the insurance premium is deducted from your monthly pension payments. Click here to see current rates. These rates apply to all public school retirees who retire after January 1, 2013 or to previous retirees who were not yet eligible for Medicare coverage as of January 1, 2013.
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Insurance Subsidy Eligibility |
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Health, Prescription Drug, and Dental/Vision Insurance |
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Whether or not the state helps cover insurance premium costs,
as well as
how much is covered, depends on when membership with the Michigan Public School Employees Retirement System began as well as other factors.
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Coverage always begins on the first day of a calendar month. Your insurance coverage as a retiree can begin on your retirement effective date if you
apply online before your retirement effective date, and submit all
required proofs within ten days of your online application. |
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Dependent Coverage |
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Long Term Care (LTC) Insurance
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| Your eligible dependents may receive health, dental, and vision insurance. Your spouse is an eligible dependent to be covered. If he or she is also a public school retiree, you will be covered together under one contract. |
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Prudential will accept enrollments for Long Term Care (LTC) insurance through June 30, 2013. For questions about your LTC insurance through Prudential, call (800) 732-0416, or
visit the Prudential
website. For questions about your LTC insurance through MetLife, call (800) 438-6388.
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