A surety bond protects the public from a notary's misconduct or negligence. It does not protect the notary.

• The bond provides coverage for damages to anyone who suffers financially due to an improper official act on the part of the notary.
• The surety may seek reimbursement from the notary for any damages it pays on the notary's behalf.
• The Michigan Department of State is authorized to require the notary to purchase replacement bonding if the original $10,000 bond funds are depleted by damage claims.

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